I would like to pass on my sincere thanks to you for your recent efforts with respect to my home loan and more recently adjustments to that loan that were seamlessly undertaken. Typically, loans are quite painful endeavours however on this occasion the entire process turned out to be very simple and straight forward with all details fully explained and with clarity. I would have no hesitation in recommending your services to anyone who is looking for any kind of loan in the future. I take this opportunity to wish you all the success now and in the future.
— Cliff H — Narrabeen
It is with pleasure that we write this letter of recommendation. We are newly immigrants to Australia and are first home buyers. We had many questions about the purchase of our property and Reuben always clearly explained every step of the way. We felt extremely comfortable in asking any sort of question and every email, phone call and message we made was answered on the same day.

It was also very convenient that Reuben was flexible about meeting with us at any time during the evening at our place because we both work and study long hours. Reuben’s positive approach, fantastic knowledge and passion about the mortgage and property market made it easy and an absolutely hassle free experience in buying property. Thanks again for your help, timely manner in which you dealt with any issue and professional approach.
— Ildiko & Mohammad — Narrabeen
Thank you Reuben for the attention, care and patience you showed in helping us to purchase our first apartment. As it was our first apartment purchase, it was an area that we were unfamilar with. Reuben’s thorough knowledge of the market coupled with his professionalism and guidance every step of the way ensured that the purchase ran smoothly. We are now settled into our apartment and are very happy. We would highly recommend his services to anyone that is looking for a loan.
— Inbal & Michal — Wollstonecraft
Reuben has been my mortgage broker since I bought my first property in 2014. He always makes himself available, goes the extra mile and finds me the best deals. You’re in a safe pair of hands with Reuben and I can’t recommend him highly enough.
— Matt M - Dee Why
We needed to shift our home loan quickly and it wasnt an easy one to get over the line but Reuben came through with flying colours. Further Reuben acted with professionalism, speed and depth of knowledge. Thanks again Reuben, you are a life saver. Kindest Regards Ben and Enza!
— Ben C - Dural
Reuben had been very patient in assisting with valuations and queries as I spent quite a while looking for the right property. When I finally made the decision on a property, Reuben had been a great help with securing a mortgage from the moment I made the offer. He looked after every aspect of the process from paperwork through to settlement; even going out of his way to assist with an issue to ensure settlement on the big day! I really recommend anyone who is in the property market to speak with Horizon Mortgages to see what they offer, Reuben’s service really is exceptional!
— Vincent W - Straithfield
Reuben is a great guy, very knowledgeable about the mortgage market but also efficient and approachable. He helped me buy a place outside Sydney and I was grateful for his help and advice along the way. He would always return phone calls/emails immediately and made the whole process run smoothly and relatively stress free. I’ve since recommended him to a friend who was struggling to get a pre-approval, Reuben got it for them pretty much straight away and they bought a place a few weeks later. I will use Reuben again when the time comes for sure! Cheers, Mike
— Mike T - Manly
The service we received from Reuben and continue to receive from Reuben is second to none. Not only did Reuben secure our mortgage for us at an impressive rate, he made the process incredibly easy. He will go out of his way to help and continues to help us post securing our mortgage. For such a huge financial investment I would trust no one but him.
— Nicole C - North Narrabeen
Reuben has assisted me with my mortgage now for over four years. His service is exceptional and he is always on hand to answer any questions immediately. I would certainly recommend Rueben to anyone looking for a mortgage broker.
— Jo Robinson - North Sydney
Fantastic service. I find it hard to get to a office for a meeting or to sign papers during work hours, Rueben comes to you at a time that is convenient so there was no issue. Gave me the breakdown of the best rates available at the time, and made the whole process very easy.
— Brett Keegan - Mascot